What Is a Pell Grant

What Is a Pell Grant SAT / ACT Prep Online Guides and Tips You might have heard about the federal Pell Grant and have some idea that it helps you pay for college. But you might not know the details, like how much you can get, whether you qualify, and how to apply. If you're looking for information financial aid, you should definitely learn about the Pell Grant. This annual award is given by the federal government to students who need help paying for college - if you meet all eligibility criteria, you're guaranteed to receive the money. Sounds like a great deal! In this guide,we'll cover the basic info about what a Pell Grant is, including: The history of the Pell Grant Award amounts What you can use Pell Grant money for Eligibility requirements Calculating your estimated award amount How to apply for a Pell Grant We'll explain each of these in more detail in separate guides that we'll link to, but this will give you a great overview of how Pell Grants work. History of the Pell Grant It wasn't always possible to get federal financial aid;there weren't many options for students who needed help paying for school outside of scholarships and private loans. This didn't present much of a problem for students who came from wealthier families, but the cost of higher education tended to prevent low- and middle-income students from attending college. During Lyndon B. Johnson's presidency, Congress passed the Higher Education Act of 1965, or the HEA. The HEA program provided federally-funded financial aid, in the form of grants and loans, to students who needed help paying for college or vocational school. Politicians reasoned that oneway to ensure better educational opportunities forcitizens was to mitigate financial burdens; why should motivated students be prevented from pursuing an education, if the only thing holding them back was cost? In 1972, Senator Claiborne Pell worked to expand and reform the HEA.Eligibility requirements for federal grants (formerly called Basic Educational Opportunity grants) were made more inclusive in 1978, and were renamed in honor of Senator Pell. Pell Grants have become an important financial aid foundation for many students across the US. The first year that grants were awarded, there were 176,000 recipients; for the 2013-2014 academic year, over 8.5 million students received almost 23 BILLIONdollars in Pell Grant money, with an average award amount of about $3,600! You could be one of those 8.5 million, and the Pell Grant amount will surely help you pay for college. Claiborne Pell, federal aid champion Pell Grant Award Amounts The amount of grant money students receive is based on a few different factors (which we'll touch on in a minute). For the 2015-2016 academic year, the maximum Pell Grant award is $5,775; the amount you'll receive if you're eligible will depend on financial need, and may be less than that. You can learn more about Pell Grant minimum/maximum awards here. What Does the Pell Grant Pay For? Because the Pell Grant is meant specifically to help students pay for school, it can only be used for school-related expenses (this does not come as a surprise, I'm sure). These expenses can include tuition, room, board, and school fees, but they can also include textbooks, supplies, transportation, and even food. Yes, the federal government could potentially fund late-night study fuel in the form of greasy pizza and/or energy drinks. Video games, not so much. You may not have to worry about managing your Pell Grant money, though. Oftentimes, it will go directly to your school, and will be applied to appropriate charges - most likely the big ones like tuition, room, and board expenses. You can get more information about Pell Grant limits here. As exciting as it may be to pay for your own textbooks, wouldn't it be great if you didn't have to? Eligibility Requirements Because the Pell Grant is a form of federal aid, you need to meet all federal requirements in order to be eligible to receive the grant. Basically, you need to have a high school diploma or GED, be a citizen or US national, and be enrolled (or accepted) in an eligible school. You can read more about the specifics of Pell eligibility requirements here. The Pell Grant is meant primarilyfor low-income students who don't already have a post-secondary degree (so, a bachelor's or vocational degree). Financial need is calculated by generating something called an Expected Family Contribution, or EFC; to receive the Pell for the 2015-2016 academic year, your EFC needs to be at or below $5081.Don't know what an EFC is? Don't worry - it's all explained in the next section. How to Calculate Your Estimated Award Amount It's possible to calculate how much Pell Grant money you're likely to receive before you even apply for federal aid. All you need is your family's financial information - you can get this from recent tax returns - in addition to information about your household size, family assets, and number of other family members in college. Go to this link, click onFAFSA4caster, and follow the prompts. The output will include Pell Grant estimates, in addition to other federal aid program estimates. Get more information about calculating your award by checking out our Pell Grant Calculator guide. Analyzing family finances can seem overwhelming, but I promise that calculating financial aid eligibility isn't this complicated. How to Apply for a Pell Grant There's no specific or dedicated application for the Pell Grant; you're automatically considered when you submit your Free Application for Federal Student Aid, or FAFSA.The FAFSA is totally free to submit (as you may have guessed). Even if you don't think you'll receive Pell Grant money, you have nothing to lose by submitting a FAFSA. You can submit a FAFSA online here, or you can get a paper application from your school's guidance office. The application shouldn't take more than a few hours, but preparing to fill out the application (for example, gathering all the necessary paperwork and setting a timeline) can be confusing without a game plan. Get step-by-step instructions for submitting your FAFSA here What's Next? There are other opportunities to get help paying for school outside of federal financial aid. Did you know that you can receive scholarships based on your SAT scores? Learn more about getting top test scores here. Merit-based scholarships can also close the gap between what you owe and what you need. Doing well in school can get you access to those scholarships. Want to improve your SAT score by 160 points or your ACT score by 4 points?We've written a guide for each test about the top 5 strategies you must be using to have a shot at improving your score. Download it for free now:

A Citizens Right To be Equal (american History X) essays

A Citizen's Right To be Equal (american History X) essays America is known to many as a free country. It was founded on the belief that all citizens would have the opportunity to thrive. This notion has not always been true. In the early years of our country, racism was a large setback. Slavery ruined the idea of a free country, the idea that was supposed to be the most important of all. Over the years slavery was abolished and racism has been largely eliminated. There is, however, some racism still present in that only holds our country back. These racist people cannot be called citizens because of their actions. The definition of a citizen is A person owing loyalty to and entitled by birth or naturalization to the protection of a state or nation (American Heritage Dictionary). Part of being loyal and protecting the state is to obey the rules and ideals that the state has set. One of those ideals is to work with our peers toward something that would better society, no matter what race or religion they may be. We can see examples of this in the movie American History X. The movie begins with a gang of black guys trying to rob a car from one of the main characters, Derek. Derek, a racist, kills two of the three gang members, one of them very brutally by making him bite the curb and stomping on his head. He is sent to jail for three years for murder, and it would have been life if his brother had testified in the trial. As they explain later in the movie, Dereks racism started off because of his father. He told Derek not to listen to his black teacher saying, read the book, ace the guys test. Just dont swallow everything he feeds you whole just because you see it on the evening news. The father goes on to talk about affirmative black-tion and how the stuff his teacher tells him is nigger bullshit. Dereks racism only got worse when his dad, a fireman, was killed in a black neighborhood on the job in a black neighborhood...

Cathode Definition and Identification Tips

Cathode Definition and Identification Tips The cathode is the electrode from which electrical current departs. The other electrode is named the anode. Keep in mind, the conventional definition of current describes the direction a positive electric charge moves, while most of the time electrons are true current carries. This can be confusing, so the mnenomic CCD for cathode current departs may help reinforce the definition. Usually, current departs in the direction opposite electron movement. The word cathode was coined in 1834 by William Whewell. It comes from the Greek word kathodos, which means way down or descent and refers to the setting sun. Michael Faraday had consulted Whewell for name ideas for a paper he was writing on electrolysis. Faraday explains electric current in an electrolytic cell moves through the electrolyte from East to West, or, which will strengthen to help the memory, that in which the sun appears to move. In an electrolytic cell, the current leaves the electrolyte on the west side (moving outward). Prior to this, Faraday had proposed the term exode, discarding dysiode, westode, and occiode. In Faradays time, the electron had not been discovered. In the modern era, one way to associate the name with current is to think of a cathode as the way down for electrons into a cell. Is the Cathode Positive or Negative? The polarity of the cathode with respect to the anode may be positive or negative. In an electrochemical cell, the  cathode is the electrode at which reduction occurs. Cations are attracted to the cathode. Generally, the cathode is the negative electrode in an electrolytic cell undergoing electrolysis or in a recharging battery. In a discharging battery or a galvanic cell, the cathode is the positive terminal. In this situation, positive ions move from the electrolyte toward the positive cathode, while electrons move inward toward the cathode. The movement of electrons towards the cathode (which carry a negative charge) means current departs from the cathode (positive charge). So, for the Daniell galvanic cell, the copper electrode is the cathode and the positive terminal. If current is reversed in a Daniell cell, an electrolytic cell is produced, and the copper electrode remains the positive terminal, yet becomes the anode. In a vacuum tube or cathode ray tube, the cathode is the negative terminal. This is where electrons enter the device and continue into the tube. A positive current flows out from the device. In a diode, the cathode is indicated by the pointed end of an arrow symbol. It is the negative terminal from which current flows. Even though current may flow in both directions through a diode, naming is always based on the direction in which current flows most easily. Mnemonics  to Remember the Cathode in Chemistry In addition to the CCD mnemonic, there are other mnemonics to help identify the cathode in chemistry: AnOx Red Cat stands for oxidation at the anode and reduction at the cathode.The words cathode and reduction both contain the letter c. Reduction occurs at the cathode.It may help to associate the cat in cation as acceptor and an in anion as donor. Related Terms In electrochemistry, the cathodic current describes the flow of electron from the cathode into solution. The anodic current is the flow of electrons from solution into the anode.

Influence of Ethics on Decision Making & Impact of Technology on Essay

Influence of Ethics on Decision Making & Impact of Technology on Work-Related Stress - Essay Example Technology is another factor that affects the workplace and forces managers to make decision regarding the integration of new technological business solution. This paper analyzes the effects of ethics in decision making and the impact of technology on work related stress. The actions and decisions that companies make can have a lasting impact in the reputation of an enterprise. The rising cost of doing business place managers in situations in which they have to make tough decisions about different business actions. Environmental regulation is one of these areas in which companies at times try to cheat the system. The environmental regulations oversees are much lower than in the United States. Companies know that certain industrial processes hurt the environment, but if the country allows them a firm may be persuaded to lower their standard to reduce cost despite knowing that this is morally wrong Twenty four years a ago there a tragic case of an immoral decision concerning safety protocols in Bhopal India that lead to a gas leak explosion. The accident at the Union Carbide pesticide plant caused the death of over 8,000 people and injured over 50,000 due to corporate negligence and irrefutable immoral behavior (Primeseeeds, 1999). The utilitarian view of ethics considers ethical behavior to be that which delivers the greatest good to the greatest number of people (Shermerhorn, et al.). Let’s consider the case of immigrant works in the agricultural field. Currently the United States laws forbid the employment of illegal immigrant workers. There is a shortage of supply of labor to work in the agricultural field and a need for the food production for the community. The illegal coming into America have the necessity to obtain they are willing to work hard for low wages. Based the facts many farming companies are willing hire illegal immigrants despite the risk of facing large fines if the government finds out. To the

Assignment taxation law Example | Topics and Well Written Essays - 500 words

Taxation law - Assignment Example Applying taxation law in the case of Concrete and Transport Ltd, analysis of the implications of the company decision on its activities is necessary. In deciding on whether to carry out repairs, the company needs to consider taxation on the materials required for carrying out the work. In the second option of building new production plant, more capital is necessary to cater for direct taxation, that is, to cater for new premises, and taxation on the materials needed in the construction (Jonathan & Bowen, 2008). Taxation law differs with operations in business. According to Erdős (2011), for a company to venture into railway transport services, it must be a corporation. For corporations, there is double taxation on all the profits including money for company expenses such as expansion. The management of corporations is a different lawful body and not the owners. Therefore, expanding the railway line means increased taxation to the company. In mechanization, taxation law differs with countries. In developed countries, for example, there is no over taxation. In developing countries, there is over taxation of the equipment used to encourage the creation of more job opportunities (Jonathan & Bowen, 2008). According to Schanz (2011), taxes have a significant factor in decision-making. This is because investment decisions are prone to distortion by taxation. In any business, the owners of the business they do undergo taxation or sail through without taxation. Therefore, it is necessary for the Concrete and Transport management to do analysis of their proposed company expansion to determine the after tax returns on the capital expected in the new idea. Expanded business does not guarantee increased returns due to taxes levied. As the business grows, there is a high chance of increased taxes, and in some cases, double taxation occurs, for example, in corporations (Schanz, 2011). Tax research is

Setting up a business in China Essay Example | Topics and Well Written Essays - 2500 words

Setting up a business in China - Essay Example This research will begin with the Chinese business culture. Chinese people perform a different form of business and culture as compared to the rest of the world especially the West. However, with the uniqueness of the Chinese history and background, China always has a special culture of business and etiquette. A simple business culture can mess a working relationship that was doing well. Conflict of culture between Chinese and another culture may cut short a working business relationship. Chinese businesses are usually based on being referred by another business associate; could be in the same business or in another business field. However, a strong recommendation from such an associate is required to win favour of clients and get good deals.Chinese business starts on a social plate and continues along the same line unless something happens that may break relationship between parties involved leading to business termination. Unlike Western culture where business is profession based, Chinese business is more of a social affair than a professional one. This is essential to help attract more clients and win hearts of many people in business. It helps maintain one’s clients in business socially rather than professionally and this increases business returns. The more one goes social in business in China, the higher the returns. Getting personal in business and sharing one’s personal life acts as an incentive to business partners. Business partners usually take this as getting close to them and this may be their interest even before they do their business with the party involved. It is therefore imperative to get personal and avoid too much of being professional as this will guarantee high returns within a short period of business. Spending time in sharing personal life in business attracts business associates from China. Personal life may include political views, hobbies, and family life among others. Protocol and priority are vital in business in Chin a. Protocol and priority comes in when dealing with people of different ranks. Recognition is of essence to show these individuals that one recognizes their rank. Address people with their correct designation, for example, Director, Doctor, Professor, and Chairman. This will make the parties see that their rank in whatever field they are in is highly recognized even in business. Giving business cards during business meetings indicates that one is serious in doing business. A business card should face the recipient. Such a card should have one side translated to make it easy for the Chinese party to understand what one is selling to them or buying from them. It is important to mention one’s company and the rank one holds before business gets underway. Business in China pays much attention to respect. Parties are supposed to display respect to each other according to rank. It may not be easy to excel in business in China without understanding that respect is tantamount to busin ess success. It is necessary to establish contact with a client one is dealing with so as to get as much referrals as possible from that client as business progresses. One should act as an interpreter to himself to make it easy to identify with Chinese as they like business where they understand what they are dealing in. It is vital to explain legal aspects of the business one is handling to be sure of the legal implications when doing any kind of

The chassis of a typical motorcycle Essay Example | Topics and Well Written Essays - 2500 words

The chassis of a typical motorcycle - Essay Example dy components are made from cast-able aluminum, we will discuss here, the characteristics for aluminum casting with reference to its various grades, as this is the best non-ferrous casting alloy and Accordingly, the proper aluminum grade is to be selected, depending on the type of casting. In most of the cases, â€Å"Twin Spar† type aluminum is used for the manufacture of a motorbike frame. The further techniques and processes for the manufacture of this chassis involve welding, tube manipulation and profiling, sheet metal work and Jigging, tooling. These are described here in brief This process is involved when the product turnover is huge .As indicated above, the sand casting or die-casting techniques are used for the manufacture of a motorbike chassis. However die-casting is the technique mostly used for the aluminum chassis manufacture. The process can be either hot chamber or cold chamber die casting methods. The molds involved are required to be quality tested frequently due to their high ware and tear. Various casting processes have their respective advantages and limitations. Some of them are detailed below Apart from the nonferrous metals like aluminum, which are used for die-casting to manufacture the motorbike chassis, other non-metal materials are used currently. These include high resistance and strong polymer based compounds that may need a different casting procedure. The road-going version of Norton featherbed frame was manufactured using electric arc welding process only. However, the technology has advance a lot since then and it is now found that electric arc welding may not be suitable for the chassis building as the requirement of the tubing wall thickness here is more than 2mm, which makes the material expensive. This is also called CO2 gas welding. The weld material is in the form aof a wire or electrode and the gas fed as a shroud is the mixture of carbon dioxide and argon. While, the process is used mostly for steel tubing and other